Overview

M
Good morning 👋
New User
Account: PENDING-ACCOUNT  |  Setup
Available Balance
0.00
New account
12.4%
€0.00
Total Income
3.1%
€0.00
Total Expenses
6.8%
€0.00
FD & DPS Savings
Active
0
Transactions
👑
Upgrade to Premier Banking
Exclusive rates, dedicated manager & more
Learn More

Quick Actions

Send Money
Add Funds
Fixed Deposit
Apply Loan
DPS Plan
Statement
Find Branch
Get Help

Recent Transactions

Description Date Amount Status

My Card

Active
CTGMC
•••• •••• •••• 1234
Account Number PENDING-ACCOUNT
Routing Number ---------
Account Type Standard Account
Member Since Not available

Monthly Spending

Housing€1,500
Shopping€299
Utilities€180
Dining€65

Transaction History

Savings Goals

65%

Emergency Fund Goal

Saved€6,500
Target€10,000
Remaining€3,500
€0.00
Total Credits
€0.00
Total Debits
€0.00
Current Balance

Transaction History

No transactions found
Description Transaction ID Date Type Amount Balance

Transfer Money

or

Transfer Summary

Transfer Amount€0.00
Fixed Charge (Internal Transfer)€3.00
Percentage Charge (1.50%)€0.00
Total Debit €0.00

Your Balance

€48,750.00
Sufficient funds
Min Transfer€20.00
Max Transfer€30,000.00
Daily Limit€100,000.00

Recent Beneficiaries

R
Robert Johnson
CTGMC002891
S
Sarah Mitchell
CTGMC003245

Fixed Deposit Plans

🥈
Silver FD
7.5% per annum
Min Amount€500
Max Amount€10,000
Interest PaidMonthly
Lock-in Period6 Months
💎
Platinum FD
14% per annum
Min Amount€50,000
Max Amount€500,000
Interest PaidMonthly
Lock-in Period24 Months

My Active Fixed Deposits

🏦
Loading...

FD Calculator

Monthly Interest
€87.50
Total Interest Earned
€1,050.00
Maturity Amount
€11,050.00

Deposit Pension Scheme Plans

🌱
Starter DPS
8% interest rate
Installment€50/month
Duration24 Months
Total Deposit€1,200
Maturity Amount€1,296
🏆
Premium DPS
12% interest rate
Installment€500/month
Duration60 Months
Total Deposit€30,000
Maturity Amount€33,600

My Active DPS Schemes

📅
Loading...

DPS Calculator

Total Deposit
€7,200.00
Estimated Interest
€1,110.00
Estimated Maturity Amount
€8,310.00

How DPS Works

1
Choose a Plan
Select a DPS plan that suits your savings goals.
2
Pay Monthly
Pay fixed installments each month, auto-deducted from balance.
3
Receive Maturity
Get your principal + interest credited at maturity.
Late Payment Fee

A late fee applies for missed installments. Set up auto-pay to avoid penalties.

Loan Plans

👤
Personal Loan
8.5% per annum
Min Amount€500
Max Amount€25,000
InstallmentsUp to 24
IntervalMonthly
Learn More →
🏠
Home Loan
5.5% per annum
Min Amount€50,000
Max Amount€2,000,000
InstallmentsUp to 360
IntervalMonthly
Learn More →
🚗
Auto Loan
7.2% per annum
Min Amount€5,000
Max Amount€100,000
InstallmentsUp to 72
IntervalMonthly
Learn More →

My Loans

Personal Loan
Loan #LN-2026-00412  ·  8.5% p.a.
Active
Principal
€15,000
Monthly PMT
€683.23
Remaining
€9,847.60
Repayment Progress34.3%

Loan Calculator

Monthly Installment
€454.53
Total Interest
€908.72
Total Payable
€10,908.72
M
New User
Not provided
PENDING-ACCOUNT
KYC Required 2FA Enabled Standard Account

Personal Information

First NameNot provided
Last NameNot provided
Email AddressNot provided
Phone NumberNot provided
CountryNot provided
AddressNot provided

Account Information

Account NumberPENDING-ACCOUNT
Routing Number---------
Account Balance€0.00
Account StatusActive
KYC StatusPending
Member SinceNot available
Account TypeStandard

Security Settings

Password
Two-Factor Auth
Login Notifications
Auto Logout 15 minutes

KYC Verification

KYC Pending

Complete your profile and upload verification documents to unlock all features.

Verification LevelPending
DocumentsNot on file
Verified OnPending

Notifications

Loading activity notifications...

Pay Bills

Electricity
💧
Water
📶
Internet
📱
Mobile
📺
Cable TV
🛡️
Insurance
🏠
Mortgage
📄
Other

Payment History

Bill TypeProviderAmountDateStatus

Upcoming Bills

Electricity
Due May 4
€180
📶
Internet
Due May 8
€90
🛡️
Insurance
Due May 15
€250
Total Due This Month
€520.00
3 bills pending

My Beneficiaries

R
Robert Johnson
CTGMC002891  |  Internal
S
Sarah Mitchell
CTGMC003245  |  Internal
D
David Lee
Chase Bank — Routing: 021000021  |  External

Quick Tips

💡
Save Time

Add frequently used recipients as beneficiaries for instant transfers.

🔒
Secure

All beneficiary details are encrypted and stored securely.

🌍
Internal & External

Save both CTGMC accounts and other bank accounts.

My Cards

CTGMC
4532 •••• •••• 1234
Visa Debit — ••••1234 Active

CTGMC
5412 •••• •••• 8742
Mastercard Gold — ••••8742 Frozen

Card Transactions

MerchantCardDateAmountStatus
🛒
Amazon
••••1234Apr 5-€299.99Cleared
🍽️
Chipotle
••••1234Apr 2-€65.50Cleared
✈️
Delta Airlines
••••8742Mar 28-€420.00Pending

Card Summary

Total Cards2
Active Cards1
Frozen Cards1
Monthly Spend Limit€10,000
Spent This Month€785.49

Monthly Limit Used7.85%
🎁

Earn €25 Per Referral!

Invite friends to CTGMC. When they open an account and make their first deposit, you both earn €25 bonus!

TONA-MARC-X7K2
12
Total Referrals
8
Converted
€200
Total Earned

Your Referrals

NameJoinedStatusBonus
A
Alice Chen
Apr 1, 2026Converted+€25
B
Brian Torres
Mar 20, 2026Converted+€25
C
Carol White
Mar 10, 2026Pending

Share & Earn


How It Works

1
Share your referral code with friends
2
They sign up using your code
3
You both earn €25 after first deposit!

KYC Verification

Pending
Identity Verification Pending
File your identity documents to complete compliance verification.

Filed Documents

🪪
Government ID
Driver's License • Received Feb 10, 2024
Approved
🏠
Proof of Address
Utility Bill • Received Feb 10, 2024
Approved
🤳
Selfie with ID
Photo verification • Received Feb 10, 2024
Approved

File Documents

📁
Click to upload or drag & drop
JPG, PNG, WEBP, PDF — Max 2MB

Verification Levels

Level 1 — Basic
Photo ID on file, email verified, account opened. Basic transfers enabled.
Level 2 — Full Verification
Government ID cleared and approved. All services and full account privileges unlocked.

Submit Support Ticket

My Tickets

Ticket #SubjectCategoryDateStatus

Contact Us

Phone
+1 (303) 777-4786
Email
support@ctgmc.ch
Live Chat
● Online 24/7
Branch Hours
Mon–Fri: 9AM–6PM EST

Quick FAQ

How long do transfers take?

Internal transfers are instant. External transfers take 1-3 business days.

What are the transfer limits?

Min: €20. Max per transaction: €30,000. Daily: €100,000.

How do I complete KYC?

Go to KYC section, upload your ID and proof of address. Approval within 24-48h.

My Savings Goals

🏠
Dream Home
Target: Dec 31, 2027
€18,500
of €50,000
37% complete€31,500 remaining
✈️
Europe Vacation
Target: Jun 1, 2026
€3,200
of €5,000
64% complete€1,800 remaining
🎓
Education Fund
Target: Sep 1, 2028
€8,000
of €20,000
40% complete€12,000 remaining

Goals Summary

Active Goals3
Total Saved€29,700
Total Target€75,000
Overall Progress39.6%

Goal Ideas

🚗
New Car
💍
Wedding Fund
🏋️
Emergency Fund

Scheduled Transfers

RecipientAmountFrequencyNext DateStatusActions
R
Robert Johnson
CTGMC002891
€500.00 Monthly May 1, 2026 Active
S
Sarah Mitchell
CTGMC003245
€1,200.00 Weekly Apr 14, 2026 Active
R
Rent Payment
Chase Bank — External
€2,200.00 Monthly May 1, 2026 Paused

Execution History

RecipientAmountExecutedStatus
Robert Johnson
-€500.00Apr 1, 2026Executed
Sarah Mitchell
-€1,200.00Apr 7, 2026Executed
Robert Johnson
-€500.00Mar 1, 2026Executed
Rent Payment
-€2,200.00Mar 1, 2026Failed — Insufficient Funds

Summary

Active Schedules2
Paused1
Monthly Auto-Transfer€2,700
Next ExecutionApr 14

Pro Tips

📅 Set up auto-transfers to savings on payday to build wealth effortlessly.
💳 Schedule rent and bill payments to never miss a due date.
🔔 You'll be notified 24h before each scheduled transfer executes.

Currency Converter

Rates updated: Apr 9, 2026
Converted Amount
920.00
EUR
1 EUR = 1.08 USD

Live Exchange Rates (vs USD)

Loading…
CurrencyCodeRate (1 USD)Status
Fetching live rates…

Quick Convert

Send in Foreign Currency

Want to send money internationally? Use our Wire Transfer with live exchange rates.

Two-Factor Authentication

Enabled

Two-factor authentication adds an extra layer of security to your account. Even if your password is compromised, no one can sign in without your 2FA code.

Authenticator App
Google Authenticator / Authy
Active
Email Verification
One-time code sent to your registered email
Inactive
Scan with Authenticator
Or enter key manually:
TONA X4K2 8M9P

Login History

DeviceIP AddressLocationDate & TimeStatus
💻
Chrome on Windows
Current session
192.168.1.42 Denver, CO, US Apr 10, 2026 · 8:14 AM Active
📱
Safari on iPhone 15
172.20.10.3 Denver, CO, US Apr 9, 2026 · 11:32 PM Ended
💻
Firefox on Mac
10.0.0.15 New York, NY, US Apr 8, 2026 · 3:05 PM Ended
Unknown Browser
Unrecognized device
185.220.101.42 Moscow, Russia Apr 7, 2026 · 2:19 AM Blocked

Trusted Devices

💻
Dell XPS 15 — Chrome
Last used: Apr 10, 2026 · Denver, CO
📱
iPhone 15 Pro — Safari
Last used: Apr 9, 2026 · Denver, CO

Security Score

80
out of 100
Good

Your account is well protected. Enable Email OTP to reach 100.

Strong password set
Email verified
2FA app enabled
KYC verified
Email OTP not set

Security Tips

🔒Never share your password or OTP with anyone, including bank staff.
🌐Always check the URL is ctgmc.ch before logging in.
📧CTGMC will never ask for your full card number via email.
📱Enable biometric login on your mobile device for extra security.

Quick Actions

Notification Preferences

Email Notifications
SMS Notifications
Transaction Alerts
Login Alerts
DPS Due Reminders
Loan Reminders

Display Settings

🌙 Dark Mode

Security

Danger Zone

Download all your transaction history and account data.


Close your CTGMC account permanently.

International Wire Transfer

1–3 Business Days
Wire transfers are processed on business days. Fee: €25.00 flat + 0.25% of amount. Recipient bank may charge additional fees.
1
Recipient
2
Bank Details
3
Amount
4
Confirm

Transfer Limits

Min per Transfer€100.00
Max per Transfer€500,000.00
Daily Limit€1,000,000
Monthly Limit€5,000,000
Flat Fee€25.00
Percentage Fee0.25%

CTGMC Wire Info

Bank Name
CTGMC N.A.
SWIFT / BIC
TONAUS33XXX
ABA Routing
021000021
Bank Address
1 Finance Plaza, Denver, CO 80202

Recent Wire History

Deutsche Bank DE
Mar 15, 2026
-€5,000
Delivered
Barclays UK
Feb 28, 2026
-€2,300
Delivered
Portfolio Value
€32,450.00
Live portfolio snapshot
Net Gain / Loss
+€184.20
Based on current holdings
Invested
€29,610.00
Total invested
Dividends (YTD)
€420.50
Paid to account

My Holdings

AssetTypeSharesAvg PriceCurrentValueP&L

Portfolio Performance

Allocation

Market Pulse

S&P 5005,204.34
NASDAQ18,190.70
DOW JONES38,596.98
Gold (oz)€2,331.40
BTC/USD€67,840
Apr 10, 2026 · 12:19 UTC

Top Opportunities

S&P 500 Core ETFModerate Risk
Diversified US large-cap exposure. Typical long-term return target: 7.5%.
US Treasury Bond BasketLower Risk
Income-focused strategy with stable return profile. Target yield: 5.0%.
Digital Assets Theme ETFHigh Risk
Higher volatility thematic exposure for growth-focused investors.
TonaBank
1 Finance Plaza, Denver, CO 80202 · TONAUS33XXX
Account Statement
April 1 – April 30, 2026
Generated: Apr 10, 2026
Account Holder
New User
Account Number
PENDING-ACCOUNT
Opening Balance
€0.00
Closing Balance
€0.00
Total Credits
+€0.00
Total Debits
-€0.00
Date Reference Description Type Amount Balance
This statement is computer generated and does not require a signature. CTGMC N.A. · Member FDIC · ctgmc.ch
CTGMC WEALTH

Investment Services

Grow your wealth with CTGMC's full suite of investment solutions — from beginner-friendly mutual funds to sophisticated equity portfolios managed by our certified advisors.

📈
📊
Mutual Funds

Diversified fund portfolios managed by expert analysts. Min. investment: €500. Returns: 8–15% p.a.

Low RiskSIP Available
🏦
Stocks & Equities

Direct equity investments in US & global markets via our zero-commission trading platform. Min: €100.

Medium RiskReal-Time
💎
Bonds & Fixed Income

Government and corporate bonds with guaranteed returns. Capital protected. Min: €1,000.

Low RiskGuaranteed
🪙
Crypto ETFs

Regulated exposure to Bitcoin, Ethereum & DeFi indices through SEC-approved ETF structures. Min: €250.

High RiskETF
🏘️
Real Estate Funds

Fractional real estate investment through REITs. Earn rental income + capital appreciation. Min: €2,500.

Medium RiskDividend
🤖
Robo-Advisor

AI-powered auto-investing. Set your risk profile & goals — we do the rest. Fee: 0.25% annually. Min: €100.

AI PoweredAuto-rebalance

CTGMC Fund Performance (2025)

Fund NameCategory1Y Return3Y Return5Y ReturnRiskMin Invest
CTGMC Growth FundEquity+18.4%+52.1%+98.7%Medium€500
CTGMC Stable IncomeBalanced+9.2%+28.5%+51.3%Low€1,000
CTGMC Bond PlusDebt+7.1%+22.4%+38.9%Low€1,000
CTGMC Tech AlphaEquity+31.6%+89.3%+172.4%High€500
CTGMC Global REITReal Estate+11.8%+35.2%+67.1%Medium€2,500
Past performance does not guarantee future results. Investments carry risk. Please read the fund documents carefully before investing.
CTGMC CAPITAL MARKETS

Investment Banking

End-to-end capital markets solutions for businesses — from IPO underwriting and M&A advisory to debt structuring and private equity placements.

€2.4B+
Deals Closed (2025)
340+
Corporate Clients
18
Countries Served
4.9★
Client Rating

M&A Advisory

Corporate

Full-cycle mergers and acquisitions advisory — target identification, due diligence, valuation, deal structuring and post-merger integration support.

  • Buy-side & Sell-side representation
  • Cross-border transaction expertise
  • Confidentiality-first approach
  • Industry-specific valuation models

IPO & Capital Raising

Equity

We serve as lead underwriter for IPOs, SPACs, follow-on offerings and private placements. Our distribution network reaches 600+ institutional investors.

  • Equity & debt capital markets
  • Roadshow management & investor relations
  • Regulatory filing assistance (SEC/FINRA)
  • Post-IPO market stabilization

Debt Structuring

Fixed Income

Customized debt solutions including syndicated loans, bond issuances, project finance, leveraged buyouts and structured credit facilities.

  • Investment grade & high-yield bonds
  • Project finance & infrastructure debt
  • Syndicated loan arranging
  • Credit rating advisory

Private Equity & Venture

Alternative

Access to curated private equity co-investments, venture capital funds, and pre-IPO opportunities. Minimum commitment €250,000.

  • Growth equity & buyout funds
  • Early-stage VC access
  • Secondary market liquidity
  • Qualified investor (Accredited) only

Recent Landmark Transactions

IPO LEAD UNDERWRITER
€480M
NexGen Technologies
NASDAQ · Mar 2026
M&A SELL-SIDE
€1.2B
Meridian Health Corp
Healthcare · Jan 2026
BOND ISSUANCE
€350M
Harbor Energy Group
Energy · Feb 2026
PRIVATE PLACEMENT
€95M
UrbanLogix AI
Series C · Dec 2025
CTGMC ADVISORY

Personal Financial Consultation

Work 1-on-1 with a certified financial planner (CFP) to build a personalised financial strategy — from budgeting to wealth building.

Book a Consultation

My Consultations

👩‍💼
Dr. Amanda Torres CFP®
Investment Strategy · Apr 12, 2026 · 10:00 AM · Video Call
Upcoming
👨‍💼
James Okafor CFA®
Debt Management · Mar 20, 2026 · 2:00 PM · Completed
Completed

Our Advisors

AT
Dr. Amanda Torres
CFP® · 14 yrs exp
Wealth · Investment · Retirement
JO
James Okafor
CFA® · 11 yrs exp
Investment · Portfolio · IPO
PN
Priya Nair
CFP® · 9 yrs exp
Retirement · Tax · Estate
CM
Carlos Mendez
ChFC® · 16 yrs exp
Tax Planning · Business · M&A

Why Consult?

Certified and licensed advisors (CFP®/CFA®)
🔒100% confidential — all sessions are NDA-protected
📱Video, phone, or in-person — your choice
📋Personalised written plan delivered after session
🎁First 30-min session is completely free
🌅
CTGMC RETIREMENT

Retirement & Financial Planning

Secure your future today. Our comprehensive retirement planning tools help you understand where you stand and how to get where you want to be.

Retirement Calculator

Retirement Products

🏛️
Individual Retirement Account (IRA)
Tax-advantaged savings. Traditional IRA (pre-tax) or Roth IRA (post-tax). 2026 limit: €7,000/yr.
Rate of ReturnUp to 11%
💼
401(k) Management
Roll over and manage your employer 401(k) through CTGMC for better fund choices and lower fees.
Annual Limit€23,000
🧾
Annuity Plans
Guaranteed lifetime income stream through fixed, variable or indexed annuity contracts. From age 50.
Guaranteed Rate5.5% p.a.
🌳
Estate Planning
Will drafting, trust setup, beneficiary designation and wealth transfer strategy with our legal partners.
Service FeeFrom €299

Your Retirement Milestones

1
Emergency Fund
6 months expenses · €24,000 target
Done
2
Max IRA Contributions
€7,000/year · 2026 goal
In Progress
3
Reach €250k Net Worth
By age 45 · ~10 years away
Upcoming
4
Purchase Annuity Plan
At age 55 · guaranteed income stream
Upcoming

Retirement Projection

Adjust the calculator fields to see your projection.

Quick Tips

📌Start contributing at least 15% of income to retirement by age 30.
📌Always capture your employer's full 401(k) match — it's free money.
📌Use a Roth IRA if you expect your tax rate to be higher in retirement.
📌Aim to have 10× your salary saved by age 67.

Explore Our Products

Everything CTGMC has to offer
Checking Accounts
Everyday banking with no hidden fees and unlimited transactions.
Explore
Savings & CDs
High-yield savings accounts and CDs to grow your money faster.
Explore
Credit Cards
Rewards, cashback, and travel cards designed for your lifestyle.
Explore
Home Loans
Competitive mortgage rates to help you buy or refinance your home.
Explore
Personal Loans
Flexible personal loans for any need — fast approval, low rates.
Explore
Auto Loans
Drive your dream car with flexible auto financing up to 72 months.
Explore
Premier Banking
Exclusive rates, dedicated relationship manager & priority support.
Explore
Education & Tools
Financial literacy resources, calculators and planning tools.
Explore
Investing & Wealth
Stocks, bonds, ETFs and managed portfolios — grow your wealth.
Explore