Personal Banking

The Checking Account Built for You

Manage daily finances effortlessly with CTGMC checking accounts. No hidden fees, instant transfers, and powerful digital tools.

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•••• •••• •••• 1234
Card Holder
MARCUS HARRISON
Balance
€4,820.50
250K+
Customers
€0
Monthly Fee (Clear Access)
45,000+
ATMs Nationwide
99.9%
Uptime Guaranteed
Our Accounts

Find the Right Checking Account

From fee-free everyday banking to premium accounts with dedicated support — there's an account for every need.

Clear Access Banking
Spend only what you have. No overdrafts, no surprises. A smart, straightforward account.
€0/mo
Monthly Fee
  • No overdraft fees — ever
  • Digital debit card on approval
  • Bill pay included at no cost
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Prime Checking
Interest-bearing with exclusive discounts and ATM fee refunds nationwide. Make your money work.
0.40% APY
€10/mo (waivable)
  • ATM fee refunds up to €20/mo
  • Waive fee with €2,500 balance
  • Exclusive partner discounts
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Everyday Checking
Our most popular account. Perfect for day-to-day spending and saving with easy fee waivers.
€5/mo
Waivable with direct deposit
  • Fee waived with direct deposit
  • Free first order of checks
  • Overdraft protection available
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Premier Checking
Premium banking with a dedicated relationship manager, highest interest, and no fees at €20k.
0.60% APY
No fees with €20,000 balance
  • Dedicated relationship manager
  • Unlimited ATM fee refunds
  • Priority customer support
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Features

Everything You Need to Bank Better

All CTGMC checking accounts come loaded with tools to simplify your financial life.

Mobile Check Deposit

Snap a photo and deposit checks instantly from anywhere using the CTGMC app.

Instant P2P Transfers

Send money to friends and family in seconds — no waiting, no hassle.

Zelle® Built-In

Zelle is integrated directly in the app for fast, free bank-to-bank transfers.

45,000+ ATMs

Access your cash with no surcharge at over 45,000 ATMs across the country.

Fraud Alerts 24/7

Real-time notifications for every transaction so you stay in control at all times.

Bill Pay & Scheduling

Schedule recurring payments and never miss a due date with automated bill pay.

Compare

Side-by-Side Comparison

See exactly what each account offers so you can choose with confidence.

Feature Clear Access Prime Everyday Premier
Monthly Fee €0 €10 (waivable) €5 (waivable) €0 at €20k
Min Balance €25 to open €2,500 to waive Direct deposit €20,000
ATM Fees Standard network Refunds up to €20/mo Standard network Unlimited refunds
Overdraft None Available Available Included
Interest 0.40% APY 0.60% APY
Relationship Manager Dedicated
FAQ

Frequently Asked Questions

Get answers to the most common questions about CTGMC checking accounts.

How do I open a checking account?
Apply online in as little as 5 minutes. You'll need your Social Security Number, a valid government-issued ID, and an initial deposit of €25 or more. Our streamlined digital process means no branch visit required.
Are there monthly fees?
Our Clear Access account has a €0 monthly fee — always. Other accounts waive monthly fees with qualifying activity such as maintaining a minimum balance or setting up a direct deposit. Check each account's details for specifics.
How do I deposit a check?
Use the CTGMC mobile app to photograph the front and back of your check for instant mobile deposit. Funds are typically available within minutes to one business day depending on your account standing.
What's the daily ATM withdrawal limit?
The standard daily ATM withdrawal limit is €500 per day for most accounts. Premier Checking members can request a limit of up to €2,000 per day by contacting their dedicated relationship manager or calling our support line.

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