/* ============================================================
   CTGMC — Luxury International Stylesheet
   Palette: Midnight Navy #030e1a · Champagne Gold #c9a850
   Typography: Cormorant Garamond (display) · Manrope (body)
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400;1,600&family=IM+Fell+English:ital@0;1&family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&family=Manrope:wght@300;400;500;600;700;800&display=swap');

:root {
  /* ── Core Palette ── */
  --primary:        #030e1a;
  --primary-dark:   #010810;
  --primary-light:  #0f2a42;
  --secondary:      #c9a850;
  --secondary-dark: #a07828;
  --secondary-light:#e4ca80;
  --gold-pale:      #f5e9c6;
  --onyx:           #0a1625;

  /* ── Semantic Colours ── */
  --success: #1e9b58;
  --danger:  #c0392b;
  --warning: #d4860b;
  --info:    #1e78c2;

  /* ── Neutral Scale ── */
  --white:      #ffffff;
  --cream:      #faf9f5;
  --light:      #f3ede0;
  --gray-100:   #f0e9d8;
  --gray-200:   #e5dcc8;
  --gray-300:   #d0c7b0;
  --gray-400:   #b0a690;
  --gray-500:   #8c8270;
  --gray-600:   #6a6258;
  --gray-700:   #484040;
  --gray-800:   #26201a;
  --dark:       #070b10;
  --text:       #1a1410;
  --text-muted: #5a5248;

  /* ── Surface & Border ── */
  --border:     #ddd5be;
  --card-bg:    #ffffff;

  /* ── Shadows ── */
  --shadow:     0 4px 24px rgba(3,14,26,.07);
  --shadow-md:  0 10px 40px rgba(3,14,26,.10);
  --shadow-lg:  0 24px 72px rgba(3,14,26,.15);
  --shadow-gold:0 4px 24px rgba(201,168,80,.22);

  /* ── Gradients ── */
  --gold-gradient: linear-gradient(135deg, #c9a850 0%, #e8d098 42%, #d4b060 62%, #a07828 100%);
  --navy-gradient: linear-gradient(135deg, #010810 0%, #030e1a 55%, #0f2a42 100%);

  /* ── Shape & Motion ── */
  --radius:     10px;
  --radius-lg:  20px;
  --radius-xl:  32px;
  --transition: all 0.28s cubic-bezier(.4,0,.2,1);

  /* ── Typography ── */
  --font-body:    'Manrope', sans-serif;
  --font-display: 'Cormorant Garamond', serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  width: 100%;
  max-width: 100%;
  overflow-x: hidden;
}

body {
  width: 100%;
  max-width: 100%;
  font-family: var(--font-body);
  color: var(--text);
  background-color: var(--cream);
  background-image:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='400' height='400'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='400' height='400' filter='url(%23noise)' opacity='0.025'/%3E%3C/svg%3E"),
    radial-gradient(ellipse at top left, rgba(201,168,80,.08) 0%, transparent 42%),
    radial-gradient(ellipse at bottom right, rgba(201,168,80,.05) 0%, transparent 36%),
    linear-gradient(180deg, #faf9f5 0%, #f5f0e4 100%);
  overflow-x: hidden;
}

h1, h2, h3, h4, .hero-title, .section-title, .cta-title, .auth-visual-title, .auth-form-title, .footer-logo-text, .logo-text {
  font-family: var(--font-display);
  letter-spacing: 0.02em;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; }

/* ========== SCROLLBAR ========== */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--gray-100); }
::-webkit-scrollbar-thumb { background: var(--primary); border-radius: 3px; }

/* ========== UTILITIES ========== */
.container { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.text-primary { color: var(--primary) !important; }
.text-secondary { color: var(--secondary) !important; }
.text-success { color: var(--success) !important; }
.text-danger { color: var(--danger) !important; }
.text-muted { color: var(--text-muted) !important; }
.text-center { text-align: center; }
.text-right { text-align: right; }
.fw-600 { font-weight: 600; }
.fw-700 { font-weight: 700; }
.d-flex { display: flex; }
.align-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-1 { gap: 8px; }
.gap-2 { gap: 16px; }
.gap-3 { gap: 24px; }
.mt-1 { margin-top: 8px; }
.mt-2 { margin-top: 16px; }
.mt-3 { margin-top: 24px; }
.mb-1 { margin-bottom: 8px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }

/* ========== BUTTONS ========== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 32px;
  border-radius: 999px;
  font-family: var(--font-body);
  font-size: 13.5px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  cursor: pointer;
  border: 1.5px solid transparent;
  transition: var(--transition);
  white-space: nowrap;
  position: relative;
  overflow: hidden;
}
.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, transparent 40%, rgba(255,255,255,0.12) 60%, transparent 70%);
  transform: translateX(-100%);
  transition: transform 0.5s ease;
}
.btn:hover::after { transform: translateX(200%); }

.btn-primary {
  background: var(--primary);
  color: var(--white);
  border-color: var(--primary);
  box-shadow: 0 4px 16px rgba(3,14,26,.24);
}
.btn-primary:hover {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: 0 10px 32px rgba(3,14,26,.32);
}
.btn-gold {
  background: var(--gold-gradient);
  color: var(--primary);
  border-color: transparent;
  box-shadow: var(--shadow-gold);
  font-weight: 800;
}
.btn-gold:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 36px rgba(201,168,80,.38);
  filter: brightness(1.04);
}
.btn-secondary {
  background: var(--secondary);
  color: var(--primary);
  border-color: var(--secondary);
  font-weight: 800;
}
.btn-secondary:hover {
  background: var(--secondary-dark);
  border-color: var(--secondary-dark);
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(160,120,40,.28);
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-2px);
}
.btn-outline-gold {
  background: transparent;
  color: var(--secondary-dark);
  border-color: var(--secondary);
  font-weight: 700;
}
.btn-outline-gold:hover {
  background: var(--secondary);
  color: var(--primary);
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold);
}
.btn-white {
  background: var(--white);
  color: var(--primary);
  border-color: var(--white);
  font-weight: 700;
}
.btn-white:hover {
  background: var(--cream);
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(255,255,255,.15);
}
.btn-sm { padding: 9px 22px; font-size: 11.5px; }
.btn-lg { padding: 18px 44px; font-size: 15px; }
.btn-block { width: 100%; justify-content: center; }
.btn-danger { background: var(--danger); color: white; border-color: var(--danger); }
.btn-success { background: var(--success); color: white; border-color: var(--success); }
/* ========== NAVBAR ========== */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 0;
  transition: var(--transition);
}
.navbar.scrolled {
  background: rgba(3,14,26,0.97) !important;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 2px 0 rgba(201,168,80,.3), 0 4px 32px rgba(0,0,0,0.35);
}
.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 0;
}
.navbar-logo {
  display: flex;
  align-items: center;
  gap: 13px;
}
.logo-icon {
  width: 46px;
  height: 46px;
  background: var(--gold-gradient);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 800;
  color: var(--primary);
  box-shadow: 0 4px 14px rgba(201,168,80,.35);
}
.logo-text {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.04em;
}
.logo-text span { color: var(--secondary); }
.navbar-nav {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-link {
  padding: 8px 16px;
  color: rgba(255,255,255,0.82);
  font-size: 13.5px;
  font-weight: 600;
  letter-spacing: 0.02em;
  border-radius: 6px;
  transition: var(--transition);
}
.nav-link:hover, .nav-link.active {
  color: var(--secondary);
  background: rgba(201,168,80,.08);
}
.navbar-actions { display: flex; gap: 12px; align-items: center; }
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; }
.hamburger span { width: 24px; height: 1.5px; background: white; border-radius: 2px; transition: var(--transition); }

/* ========== HERO ========== */
.hero {
  background:
    radial-gradient(ellipse at 18% 22%, rgba(201,168,80,.18), transparent 30%),
    radial-gradient(ellipse at 82% 76%, rgba(15,42,66,.90), transparent 40%),
    linear-gradient(145deg, #010810 0%, #030e1a 50%, #0f2a42 100%);
  min-height: calc(100vh - 104px);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 60px;
}
/* Video BG */
.hero-video-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  z-index: 0;
}
.hero-video-bg video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
/* Dark gradient overlay so text stays readable */
.hero-video-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(2,11,21,0.90) 0%,
    rgba(7,25,43,0.76) 50%,
    rgba(7,25,43,0.58) 100%
  );
  z-index: 1;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  z-index: 2;
  pointer-events: none;
}
/* Ensure all hero content sits above video */
.hero-blob, .hero-blob2 { z-index: 2; }
.hero > .container { position: relative; z-index: 3; }
.hero-blob {
  position: absolute;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(200,167,106,0.22) 0%, transparent 70%);
  border-radius: 50%;
  right: -100px;
  top: -100px;
  pointer-events: none;
}
.hero-blob2 {
  position: absolute;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
  border-radius: 50%;
  left: -100px;
  bottom: -100px;
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero-content { color: var(--white); }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(200,167,106,0.14);
  border: 1px solid rgba(200,167,106,0.32);
  color: var(--secondary);
  padding: 8px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 24px;
}
.hero-badge i { font-size: 14px; }
.hero-title {
  font-size: clamp(36px, 5vw, 58px);
  font-weight: 700;
  line-height: 1;
  margin-bottom: 20px;
  letter-spacing: 0.01em;
}
.hero-title .highlight {
  color: var(--secondary);
  position: relative;
}
.hero-subtitle {
  font-size: 17px;
  color: rgba(255,255,255,0.75);
  line-height: 1.7;
  margin-bottom: 40px;
  max-width: 480px;
}
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 48px; }
.hero-stats {
  display: flex;
  gap: 40px;
  flex-wrap: wrap;
}
.hero-stat-item {}
.hero-stat-num {
  font-size: 28px;
  font-weight: 800;
  color: var(--white);
}
.hero-stat-label {
  font-size: 13px;
  color: rgba(255,255,255,0.6);
}
.hero-visual { position: relative; display: flex; justify-content: center; }
.hero-card-stack { position: relative; width: 100%; max-width: 420px; }
.bank-card {
  background: linear-gradient(145deg, #0d2540 0%, #030e1a 60%, #081c30 100%);
  border-radius: 22px;
  padding: 30px;
  color: white;
  position: relative;
  overflow: hidden;
  box-shadow: 0 24px 70px rgba(0,0,0,0.5), inset 0 1px 0 rgba(255,255,255,.07);
  border: 1px solid rgba(201,168,80,.15);
}
.bank-card.gold {
  background: var(--gold-gradient);
  transform: rotate(-6deg) translateY(20px);
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  z-index: 0;
  box-shadow: 0 20px 60px rgba(201,168,80,.30);
  border: none;
}
.bank-card.main {
  position: relative;
  z-index: 1;
}
.bank-card::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -30%;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(201,168,80,.12), transparent 70%);
  border-radius: 50%;
}
.card-chip {
  width: 44px;
  height: 34px;
  background: var(--gold-gradient);
  border-radius: 7px;
  margin-bottom: 24px;
  box-shadow: 0 2px 8px rgba(201,168,80,.3);
  position: relative;
}
.card-chip::after {
  content: '';
  position: absolute;
  inset: 4px;
  border: 1px solid rgba(255,255,255,.3);
  border-radius: 4px;
}
.card-number { font-size: 17px; letter-spacing: 4px; margin-bottom: 20px; font-family: 'Courier New', monospace; color: rgba(255,255,255,.9); }
.card-footer { display: flex; justify-content: space-between; align-items: flex-end; }
.card-name { font-size: 14px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; }
.card-expiry { font-size: 11px; opacity: 0.65; letter-spacing: 0.05em; }
.card-network { font-size: 26px; opacity: 0.85; }
.floating-balance {
  position: absolute;
  top: -20px;
  right: -20px;
  background: var(--white);
  border-radius: var(--radius);
  padding: 16px 20px;
  box-shadow: var(--shadow-lg);
  z-index: 10;
  min-width: 160px;
}
.fb-label { font-size: 12px; color: var(--text-muted); margin-bottom: 4px; }
.fb-amount { font-size: 22px; font-weight: 800; color: var(--primary); }
.fb-change { font-size: 12px; color: var(--success); }
.floating-tx {
  position: absolute;
  bottom: -20px;
  left: -20px;
  background: var(--white);
  border-radius: var(--radius);
  padding: 14px 18px;
  box-shadow: var(--shadow-lg);
  z-index: 10;
  min-width: 200px;
}
.ftx-row { display: flex; align-items: center; gap: 12px; }
.ftx-icon { width: 36px; height: 36px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 16px; }
.ftx-title { font-size: 13px; font-weight: 600; color: var(--text); }
.ftx-amount { font-size: 12px; color: var(--success); }

/* ========== SECTION ========== */
.section { padding: 90px 0; }
.section-header { text-align: center; max-width: 580px; margin: 0 auto 60px; }
.section-tag {
  display: inline-block;
  background: rgba(10,61,98,0.08);
  color: var(--primary);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 16px;
  border: 1px solid rgba(10,61,98,0.1);
}
.section-title {
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 700;
  color: var(--primary);
  line-height: 1.05;
  margin-bottom: 16px;
}
.section-subtitle {
  font-size: 16px;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ========== FEATURES ========== */
.features-bg { background: var(--gray-100); }
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.feature-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  transition: var(--transition);
  border: 1px solid var(--gray-200);
  position: relative;
  overflow: hidden;
}
.feature-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  transform: scaleX(0);
  transition: var(--transition);
}
.feature-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
.feature-card:hover::after { transform: scaleX(1); }
.feature-icon {
  width: 64px;
  height: 64px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  margin-bottom: 20px;
  background: linear-gradient(135deg, rgba(10,61,98,0.08), rgba(10,61,98,0.12));
  color: var(--primary);
}
.feature-card:nth-child(2n) .feature-icon {
  background: linear-gradient(135deg, rgba(234,181,67,0.15), rgba(234,181,67,0.25));
  color: var(--secondary-dark);
}
.feature-title { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.feature-desc { font-size: 14px; color: var(--text-muted); line-height: 1.7; }

/* ========== SERVICES ========== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px;
  border: 1px solid var(--gray-200);
  transition: var(--transition);
  display: flex;
  gap: 24px;
}
.service-card:hover { border-color: var(--primary); box-shadow: var(--shadow); }
.service-icon-wrap {
  flex-shrink: 0;
  width: 72px;
  height: 72px;
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
}
.si-blue { background: rgba(10,61,98,0.08); color: var(--primary); }
.si-gold { background: rgba(234,181,67,0.15); color: var(--secondary-dark); }
.si-green { background: rgba(39,174,96,0.1); color: var(--success); }
.si-red { background: rgba(231,76,60,0.1); color: var(--danger); }
.service-content {}
.service-title { font-size: 20px; font-weight: 700; color: var(--primary); margin-bottom: 8px; }
.service-desc { font-size: 14px; color: var(--text-muted); line-height: 1.7; margin-bottom: 16px; }
.service-link { font-size: 14px; font-weight: 600; color: var(--primary); display: inline-flex; align-items: center; gap: 6px; transition: var(--transition); }
.service-link:hover { gap: 12px; color: var(--secondary-dark); }

/* ========== STATS SECTION ========== */
.stats-section {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  padding: 80px 0;
}
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 40px; }
.stat-item { text-align: center; }
.stat-num {
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 800;
  color: var(--secondary);
  margin-bottom: 8px;
}
.stat-label { font-size: 15px; color: rgba(255,255,255,0.7); }

/* ========== TESTIMONIALS ========== */
.testimonials-bg { background: var(--gray-100); }
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  transition: var(--transition);
  border: 1px solid rgba(200,167,106,0.14);
}
.testimonial-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.quote-icon { font-size: 36px; color: var(--secondary); margin-bottom: 16px; line-height: 1; }
.testimonial-text { font-size: 15px; color: var(--text-muted); line-height: 1.7; margin-bottom: 24px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 14px; }
.author-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 700;
  color: white;
  flex-shrink: 0;
}
.author-name { font-size: 15px; font-weight: 700; color: var(--primary); }
.author-role { font-size: 13px; color: var(--text-muted); }
.stars { color: var(--secondary); font-size: 13px; margin-bottom: 4px; }

/* ========== HOW IT WORKS ========== */
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; position: relative; }
.steps-grid::before {
  content: '';
  position: absolute;
  top: 40px;
  left: calc(12.5% + 24px);
  right: calc(12.5% + 24px);
  height: 2px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  z-index: 0;
}
.step-item { text-align: center; position: relative; z-index: 1; }
.step-num {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: white;
  font-size: 24px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  box-shadow: 0 8px 24px rgba(10,61,98,0.3);
  border: 4px solid white;
}
.step-title { font-size: 16px; font-weight: 700; color: var(--primary); margin-bottom: 8px; }
.step-desc { font-size: 13px; color: var(--text-muted); line-height: 1.6; }

/* ========== CTA SECTION ========== */
.cta-section {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
  text-align: center;
}
.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.03' fill-rule='evenodd'%3E%3Ccircle cx='40' cy='40' r='30'/%3E%3C/g%3E%3C/svg%3E");
}
.cta-title { font-size: clamp(28px, 4vw, 44px); font-weight: 800; color: white; margin-bottom: 16px; }
.cta-subtitle { font-size: 17px; color: rgba(255,255,255,0.7); margin-bottom: 40px; }
.cta-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ========== FOOTER ========== */
.footer {
  width: 100%;
  background:
    radial-gradient(circle at top center, rgba(200,167,106,0.14), transparent 24%),
    linear-gradient(180deg, #07192b 0%, #020b15 100%);
  color: rgba(255,255,255,0.7);
  padding: 72px 0 32px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 56px;
}
.footer-about { }
.footer-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
.footer-logo-icon {
  width: 44px;
  height: 44px;
  background: var(--secondary);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 800;
  color: var(--primary);
}
.footer-logo-text { font-size: 20px; font-weight: 800; color: white; }
.footer-logo-text span { color: var(--secondary); }
.footer-desc { font-size: 14px; line-height: 1.8; margin-bottom: 24px; }
.social-links { display: flex; gap: 12px; }
.social-link {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  border: 1px solid rgba(255,255,255,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: rgba(255,255,255,0.6);
  transition: var(--transition);
}
.social-link:hover { background: var(--secondary); color: var(--primary); border-color: var(--secondary); }
.footer-col {}
.footer-heading { font-size: 15px; font-weight: 700; color: white; margin-bottom: 20px; }
.footer-links { display: flex; flex-direction: column; gap: 12px; }
.footer-link { font-size: 14px; color: rgba(255,255,255,0.6); transition: var(--transition); }
.footer-link:hover { color: var(--secondary); padding-left: 4px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 32px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}
.footer-bottom-text { font-size: 14px; }
.footer-bottom-links { display: flex; gap: 24px; }
.footer-bottom-link { font-size: 13px; color: rgba(255,255,255,0.5); transition: var(--transition); }
.footer-bottom-link:hover { color: var(--secondary); }

/* ========== FORMS ========== */
.form-group { margin-bottom: 20px; }
.form-label { display: block; font-size: 14px; font-weight: 600; color: var(--text); margin-bottom: 8px; }
.form-control {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--gray-300);
  border-radius: 10px;
  font-family: 'Poppins', sans-serif;
  font-size: 15px;
  color: var(--text);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}
.form-control:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(10,61,98,0.08);
}
.form-control::placeholder { color: var(--gray-500); }
.input-group { position: relative; }
.input-icon {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--gray-500);
  font-size: 16px;
}
.input-group .form-control { padding-left: 44px; }
.input-suffix {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  cursor: pointer;
  color: var(--gray-500);
  font-size: 16px;
  transition: var(--transition);
}
.input-suffix:hover { color: var(--primary); }
select.form-control { appearance: none; cursor: pointer; }

/* ========== AUTH PAGES ========== */
.auth-page {
  min-height: 100vh;
  display: grid;
  grid-template-columns: 1fr 1fr;
}
.auth-visual {
  background:
    radial-gradient(circle at top left, rgba(200,167,106,0.18), transparent 26%),
    linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 58%, var(--primary-light) 100%);
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  padding: 60px;
  position: relative;
  overflow: hidden;
}
.auth-visual::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.auth-visual-content { position: relative; z-index: 1; text-align: center; max-width: 420px; color: white; }
.auth-visual-logo { font-size: 28px; font-weight: 800; color: white; margin-bottom: 48px; }
.auth-visual-logo span { color: var(--secondary); }
.auth-visual-icon { font-size: 80px; margin-bottom: 24px; opacity: 0.9; }
.auth-visual-title { font-size: 36px; font-weight: 700; margin-bottom: 16px; }
.auth-visual-desc { font-size: 15px; color: rgba(255,255,255,0.7); line-height: 1.7; }
.auth-features { display: flex; flex-direction: column; gap: 16px; margin-top: 40px; text-align: left; }
.auth-feature-item { display: flex; align-items: center; gap: 14px; }
.auth-feature-icon { width: 40px; height: 40px; border-radius: 10px; background: rgba(255,255,255,0.1); display: flex; align-items: center; justify-content: center; font-size: 18px; flex-shrink: 0; }
.auth-feature-text { font-size: 14px; color: rgba(255,255,255,0.8); }
.auth-form-section {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 60px;
  overflow-y: auto;
}
.auth-form-header { margin-bottom: 36px; }
.auth-form-title { font-size: 28px; font-weight: 800; color: var(--primary); margin-bottom: 8px; }
.auth-form-subtitle { font-size: 15px; color: var(--text-muted); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.divider { display: flex; align-items: center; gap: 16px; margin: 24px 0; }
.divider-line { flex: 1; height: 1px; background: var(--gray-200); }
.divider-text { font-size: 13px; color: var(--text-muted); white-space: nowrap; }
.auth-footer-text { text-align: center; font-size: 14px; color: var(--text-muted); margin-top: 24px; }
.auth-footer-text a { color: var(--primary); font-weight: 600; }
.auth-footer-text a:hover { color: var(--secondary-dark); }

/* ========== BADGES ========== */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 4px 10px;
  border-radius: 50px;
  font-size: 12px;
  font-weight: 600;
}
.badge-success { background: rgba(39,174,96,0.1); color: var(--success); }
.badge-danger { background: rgba(231,76,60,0.1); color: var(--danger); }
.badge-warning { background: rgba(243,156,18,0.1); color: var(--warning); }
.badge-info { background: rgba(52,152,219,0.1); color: var(--info); }
.badge-primary { background: rgba(10,61,98,0.08); color: var(--primary); }
.badge-secondary { background: rgba(234,181,67,0.15); color: var(--secondary-dark); }

/* ========== ALERTS ========== */
.alert {
  padding: 16px 20px;
  border-radius: 10px;
  font-size: 14px;
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
}
.alert-success { background: rgba(39,174,96,0.1); color: var(--success); border: 1px solid rgba(39,174,96,0.2); }
.alert-danger { background: rgba(231,76,60,0.1); color: var(--danger); border: 1px solid rgba(231,76,60,0.2); }
.alert-warning { background: rgba(243,156,18,0.1); color: var(--warning); border: 1px solid rgba(243,156,18,0.2); }
.alert-info { background: rgba(52,152,219,0.1); color: var(--info); border: 1px solid rgba(52,152,219,0.2); }

/* ========== MODAL ========== */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.5);
  backdrop-filter: blur(4px);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s;
}
.modal-overlay.active { opacity: 1; pointer-events: all; }
.modal {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px;
  max-width: 480px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  transform: scale(0.9);
  transition: transform 0.3s;
}
.modal-overlay.active .modal { transform: scale(1); }
.modal-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 28px; }
.modal-title { font-size: 20px; font-weight: 700; color: var(--primary); }
.modal-close { width: 36px; height: 36px; border-radius: 50%; border: none; background: var(--gray-100); cursor: pointer; font-size: 18px; display: flex; align-items: center; justify-content: center; transition: var(--transition); }
.modal-close:hover { background: var(--gray-200); }

/* ========== TOAST ========== */
.toast-container { position: fixed; top: 24px; right: 24px; z-index: 99999; display: flex; flex-direction: column; gap: 12px; }
.toast {
  background: var(--white);
  border-radius: 12px;
  padding: 16px 20px;
  box-shadow: 0 8px 30px rgba(0,0,0,0.15);
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 280px;
  max-width: 360px;
  border-left: 4px solid;
  animation: slideIn 0.3s ease;
}
.toast.success { border-color: var(--success); }
.toast.error { border-color: var(--danger); }
.toast.warning { border-color: var(--warning); }
.toast.info { border-color: var(--info); }
.toast-icon { font-size: 20px; flex-shrink: 0; }
.toast.success .toast-icon { color: var(--success); }
.toast.error .toast-icon { color: var(--danger); }
.toast.warning .toast-icon { color: var(--warning); }
.toast.info .toast-icon { color: var(--info); }
.toast-text { font-size: 14px; color: var(--text); font-weight: 500; }
.toast-close { margin-left: auto; cursor: pointer; color: var(--text-muted); font-size: 16px; }

/* ========== PAGE LOADER ========== */
.page-loader {
  position: fixed;
  inset: 0;
  background: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 99999;
  transition: opacity 0.5s, visibility 0.5s;
}
.page-loader.hidden { opacity: 0; visibility: hidden; }
.loader-content { text-align: center; color: white; }
.loader-logo { font-size: 36px; font-weight: 800; color: white; margin-bottom: 30px; }
.loader-logo span { color: var(--secondary); }
.loader-bar { width: 200px; height: 4px; background: rgba(255,255,255,0.2); border-radius: 2px; overflow: hidden; margin: 0 auto; }
.loader-bar-fill { height: 100%; background: var(--secondary); border-radius: 2px; animation: loadBar 1.5s ease forwards; }

/* ========== ANIMATIONS ========== */
@keyframes loadBar { from { width: 0; } to { width: 100%; } }
@keyframes slideIn { from { transform: translateX(100%); opacity: 0; } to { transform: translateX(0); opacity: 1; } }
@keyframes fadeUp { from { transform: translateY(30px); opacity: 0; } to { transform: translateY(0); opacity: 1; } }
@keyframes pulse { 0%, 100% { transform: scale(1); } 50% { transform: scale(1.05); } }
@keyframes float { 0%, 100% { transform: translateY(0px); } 50% { transform: translateY(-10px); } }
.fade-up { animation: fadeUp 0.6s ease forwards; }
.float { animation: float 4s ease-in-out infinite; }

/* ========== MOBILE NAV ========== */
.mobile-nav {
  position: fixed;
  inset: 0;
  background: var(--primary-dark);
  z-index: 999;
  transform: translateX(100%);
  transition: transform 0.3s ease;
  display: flex;
  flex-direction: column;
  padding: 100px 32px 40px;
}
.mobile-nav.open { transform: translateX(0); }
.mobile-nav-links { display: flex; flex-direction: column; gap: 8px; }
.mobile-nav-link { font-size: 20px; font-weight: 600; color: rgba(255,255,255,0.85); padding: 14px 16px; border-radius: 10px; transition: var(--transition); }
.mobile-nav-link:hover { background: rgba(255,255,255,0.1); color: white; }
.mobile-nav-btns { margin-top: 32px; display: flex; flex-direction: column; gap: 12px; }

/* ========== RESPONSIVE ========== */
@media (max-width: 1024px) {
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
}
@media (max-width: 768px) {
  .hero-grid { grid-template-columns: 1fr; text-align: center; }
  .hero-visual { display: none; }
  .hero-btns { justify-content: center; }
  .hero-stats { justify-content: center; }
  .hero-subtitle { margin: 0 auto 40px; }
  .features-grid { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .auth-page { grid-template-columns: 1fr; }
  .auth-visual { display: none; }
  .auth-form-section { padding: 40px 24px; }
  .form-row { grid-template-columns: 1fr; }
  .navbar-nav { display: none; }
  .navbar-actions .btn:not(.hamburger) { display: none; }
  .hamburger { display: flex; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

/* ================================================================
  ████  INTERNATIONAL LUXURY TIER  ████
  Premium visual overrides for international private banking aesthetic
  ================================================================ */

.gold-rule { width: 56px; height: 2px; background: var(--gold-gradient); border-radius: 2px; margin: 14px auto; }
.gold-rule-left { margin-left: 0; }

.international-seal {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 6px 16px;
  border: 1px solid rgba(201,168,80,.32);
  border-radius: 999px;
  font-size: 11px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--secondary); background: rgba(201,168,80,.06);
}
.private-badge {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 5px 14px;
  background: var(--gold-gradient); border-radius: 999px;
  font-size: 10px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase;
  color: var(--primary); box-shadow: 0 2px 12px rgba(201,168,80,.28);
}
.jurisdiction-tag {
  padding: 4px 12px; border: 1px solid rgba(255,255,255,.18); border-radius: 4px;
  font-size: 11px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase;
  color: rgba(255,255,255,.65);
}

/* Section typography */
.section-title {
  font-size: clamp(30px, 4vw, 44px);
  font-weight: 600; font-style: italic; line-height: 1.0; margin-bottom: 16px;
}
.section-tag {
  display: inline-flex; align-items: center; gap: 8px;
  background: transparent; color: var(--secondary-dark);
  padding: 5px 0 5px 12px; border-radius: 0;
  font-size: 11px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase;
  margin-bottom: 14px; border: none; border-left: 2px solid var(--secondary);
}

/* Feature cards */
.feature-card { border: 1px solid var(--border); }
.feature-card::before { content:''; position:absolute; top:0; left:0; right:0; height:2px; background:var(--gold-gradient); opacity:0; transition:opacity .3s; }
.feature-card:hover::before { opacity:1; }
.feature-card::after { display:none; }
.feature-card:hover { transform:translateY(-6px); box-shadow:var(--shadow-md); }
.feature-icon { background: linear-gradient(135deg, var(--primary-dark), var(--primary)); color: var(--secondary); box-shadow: 0 6px 20px rgba(3,14,26,.22); }
.feature-card:nth-child(2n) .feature-icon { background: var(--gold-gradient); color: var(--primary); }
.feature-title { font-family: var(--font-display); font-size: 20px; font-weight: 600; letter-spacing: .02em; }

/* Service cards */
.service-card { border: 1px solid var(--border); position: relative; overflow: hidden; }
.service-card::after { content:''; position:absolute; bottom:0; left:0; width:0; height:2px; background:var(--gold-gradient); transition:width .4s ease; }
.service-card:hover::after { width:100%; }
.service-card:hover { border-color:rgba(201,168,80,.3); box-shadow:var(--shadow-md); }
.service-title { font-family: var(--font-display); font-size: 22px; font-weight: 600; }

/* Stats section */
.stats-section {
  background: radial-gradient(ellipse at 20% 50%, rgba(201,168,80,.14), transparent 40%), var(--navy-gradient);
  border-top: 1px solid rgba(201,168,80,.15); border-bottom: 1px solid rgba(201,168,80,.15);
}
.stat-num { font-family: var(--font-display); font-size: clamp(36px, 5vw, 56px); font-weight: 700; color: var(--secondary); }
.stat-label { font-size: 12px; text-transform: uppercase; letter-spacing: .06em; color: rgba(255,255,255,.55); }

/* Testimonials */
.testimonial-card { border: 1px solid var(--border); }
.testimonial-card::before { content:'\201C'; font-family:var(--font-display); position:absolute; top:12px; right:18px; font-size:80px; color:rgba(201,168,80,.1); line-height:1; }
.testimonial-text { font-family: var(--font-display); font-size: 16px; font-style: italic; color: var(--text); line-height: 1.8; }
.quote-icon { color: var(--secondary); }

/* Steps */
.step-num { background: var(--navy-gradient); border: 3px solid rgba(201,168,80,.28); box-shadow: 0 8px 28px rgba(3,14,26,.28), 0 0 0 6px rgba(201,168,80,.06); font-family: var(--font-display); font-size: 26px; }
.steps-grid::before { background: linear-gradient(90deg, rgba(201,168,80,.1), rgba(201,168,80,.4), rgba(201,168,80,.1)); }
.step-title { font-family: var(--font-display); font-size: 18px; font-weight: 600; }

/* CTA section */
.cta-section {
  background: radial-gradient(ellipse at 30% 40%, rgba(201,168,80,.18), transparent 42%), linear-gradient(145deg, #010810 0%, #030e1a 55%, #0f2a42 100%);
  border-top: 1px solid rgba(201,168,80,.18);
}
.cta-title { font-family: var(--font-display); font-size: clamp(32px, 5vw, 52px); font-weight: 600; font-style: italic; }

/* Footer */
.footer {
  background: radial-gradient(ellipse at top center, rgba(201,168,80,.12), transparent 26%), linear-gradient(180deg, #030e1a 0%, #010810 100%);
  border-top: 1px solid rgba(201,168,80,.18);
}
.footer-logo-icon { background: var(--gold-gradient); box-shadow: 0 4px 14px rgba(201,168,80,.25); }
.footer-logo-text { font-family: var(--font-display); font-size: 22px; font-weight: 600; letter-spacing: .04em; }
.footer-heading { letter-spacing: .12em; text-transform: uppercase; font-size: 10.5px; font-weight: 800; color: var(--secondary); margin-bottom: 18px; }
.footer-link:hover { color: var(--secondary); }
.social-link:hover { background: var(--secondary); color: var(--primary); border-color: var(--secondary); }
.footer-bottom { border-top: 1px solid rgba(201,168,80,.12); }

/* ══════════════════════════════════════════════════════════════
   VINTAGE TIER  —  CTGMC  —  Est. 1987
   Heritage parchment · Engraved letterpress · Antique gilt
   ══════════════════════════════════════════════════════════════ */

/* ── Vintage Palette ───────────────────────────────────────── */
:root {
  --v-amber:      #b8830a;
  --v-sepia:      #3d2b0e;
  --v-ink:        #1c1208;
  --v-vellum:     #f0e8d0;
  --v-parchment:  #ede0c4;
  --v-aged:       #c4a97d;
  --v-ochre:      #a0720a;
  --v-foxing:     rgba(160,114,10,.06);
  --v-shadow:     0 4px 22px rgba(61,43,14,.13);
  --v-press:      0 1px 0 rgba(255,255,255,.52), 0 -1px 0 rgba(0,0,0,.13);
  --font-vintage: 'IM Fell English', 'Cormorant Garamond', serif;
  --font-serif2:  'Libre Baskerville', 'Cormorant Garamond', serif;
}

/* ── Aged Parchment Body ───────────────────────────────────── */
body {
  background-color: #f0e8d0 !important;
  background-image:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='vn'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.72' numOctaves='4' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23vn)' opacity='0.048'/%3E%3C/svg%3E"),
    radial-gradient(ellipse at 8% 8%,  rgba(184,131,10,.11) 0%, transparent 36%),
    radial-gradient(ellipse at 92% 92%, rgba(122,53,32,.07) 0%, transparent 34%),
    radial-gradient(ellipse at 50% 50%, rgba(196,169,125,.04) 0%, transparent 60%),
    linear-gradient(175deg, #f0e8d0 0%, #ede0c4 55%, #e6d8b8 100%) !important;
}

/* ── Letterpress Headings ──────────────────────────────────── */
h1, h2, h3, h4,
.hero-title, .section-title, .cta-title,
.auth-visual-title, .auth-form-title, .footer-logo-text {
  text-shadow: var(--v-press) !important;
  letter-spacing: .04em !important;
}
.hero-title {
  font-family: var(--font-vintage) !important;
  text-shadow: 0 2px 0 rgba(255,255,255,.07), 0 -1px 0 rgba(0,0,0,.22) !important;
}
.section-title { font-family: var(--font-vintage) !important; font-style: italic !important; }
.cta-title { font-family: var(--font-vintage) !important; font-style: italic !important; }

/* ── Vintage Navigation ────────────────────────────────────── */
.tona-nav-main {
  background: var(--v-vellum) !important;
  border-bottom: 2px solid var(--v-aged) !important;
  box-shadow: inset 0 -1px 0 rgba(255,255,255,.7), 0 3px 14px rgba(61,43,14,.12) !important;
}
.tona-nav-l1-link {
  font-variant: small-caps !important;
  letter-spacing: .06em !important;
  color: var(--v-sepia) !important;
}
.tona-nav-item:hover .tona-nav-l1-link,
.tona-nav-item.open .tona-nav-l1-link {
  color: var(--v-amber) !important;
  border-bottom-color: var(--v-amber) !important;
}
.tona-nav-utility { background: var(--v-sepia) !important; }
.tona-nav-logo .logo-icon {
  background: linear-gradient(145deg, #b8830a 0%, #e4c870 45%, #8a6008 100%) !important;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.3), 0 3px 10px rgba(61,43,14,.32) !important;
}
.tona-nav-logo .logo-text {
  color: var(--v-sepia) !important;
  font-family: var(--font-vintage) !important;
  letter-spacing: .07em !important;
}

/* ── Vintage Buttons ───────────────────────────────────────── */
.btn {
  border-radius: 3px !important;
  letter-spacing: .09em !important;
}
.btn-gold {
  background: linear-gradient(180deg, #d4b050 0%, #b8830a 42%, #c9a850 68%, #9a7220 100%) !important;
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,.34),
    inset 0 -1px 0 rgba(0,0,0,.22),
    0 3px 12px rgba(61,43,14,.3) !important;
  text-shadow: 0 1px 0 rgba(0,0,0,.18) !important;
  border: 1px solid #8a6008 !important;
  filter: none !important;
}
.btn-gold:hover {
  background: linear-gradient(180deg, #e4c870 0%, #c9a850 42%, #b8830a 68%, #8a6008 100%) !important;
  transform: translateY(-1px) !important;
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,.34),
    inset 0 -1px 0 rgba(0,0,0,.22),
    0 6px 20px rgba(61,43,14,.32) !important;
}
.btn-primary {
  background: var(--v-sepia) !important;
  border-color: var(--v-ink) !important;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.09), 0 3px 10px rgba(0,0,0,.24) !important;
}
.btn-primary:hover {
  background: var(--v-ink) !important;
  border-color: #0a0804 !important;
}
.btn-outline-gold {
  border: 1.5px solid var(--v-aged) !important;
  border-radius: 3px !important;
  color: var(--v-sepia) !important;
}
.btn-outline-gold:hover {
  background: var(--v-aged) !important;
  color: var(--v-ink) !important;
}

/* ── Vintage Section Tag ───────────────────────────────────── */
.section-tag {
  font-variant: small-caps !important;
  letter-spacing: .13em !important;
  border: 1px solid var(--v-aged) !important;
  background: rgba(196,169,125,.14) !important;
  color: var(--v-sepia) !important;
  border-radius: 3px !important;
}

/* ── Section Header Ornamental Rule ───────────────────────── */
.section-header {
  position: relative;
  padding-bottom: 16px;
}
.section-header::after {
  content: '';
  display: block;
  width: 56%;
  height: 1px;
  margin: 20px auto 0;
  background: linear-gradient(90deg, transparent 0%, var(--v-aged) 28%, var(--v-amber) 50%, var(--v-aged) 72%, transparent 100%);
}

/* ── Vintage Feature Cards ─────────────────────────────────── */
.feature-card, .service-card {
  background: #faf5e8 !important;
  border: 1px solid var(--v-aged) !important;
  border-radius: 5px !important;
  box-shadow: var(--v-shadow), inset 0 0 32px var(--v-foxing) !important;
  position: relative;
}
.feature-card::before, .service-card::before {
  content: '';
  position: absolute;
  inset: 6px;
  border: 1px solid rgba(196,169,125,.28);
  border-radius: 3px;
  pointer-events: none;
  z-index: 0;
}
.feature-card > *, .service-card > * { position: relative; z-index: 1; }
.feature-card:hover, .service-card:hover {
  border-color: var(--v-amber) !important;
  background: #fdf8ee !important;
  box-shadow: 0 8px 36px rgba(61,43,14,.16), inset 0 0 32px var(--v-foxing) !important;
  transform: translateY(-5px) !important;
}
.feature-card::after { background: linear-gradient(90deg, var(--v-sepia), var(--v-amber)) !important; }
.feature-title, .service-title {
  font-family: var(--font-vintage) !important;
  color: var(--v-sepia) !important;
  font-style: italic !important;
}
.feature-icon {
  background: linear-gradient(135deg, rgba(184,131,10,.12), rgba(184,131,10,.22)) !important;
  color: var(--v-amber) !important;
  border-radius: 6px !important;
}
.feature-card:nth-child(2n) .feature-icon {
  background: linear-gradient(135deg, rgba(61,43,14,.1), rgba(61,43,14,.18)) !important;
  color: var(--v-sepia) !important;
}

/* ── Vintage Testimonials ──────────────────────────────────── */
.testimonial-card {
  background: #faf5e8 !important;
  border: 1px solid var(--v-aged) !important;
  border-radius: 5px !important;
  box-shadow: var(--v-shadow) !important;
}
.testimonial-card::before { color: rgba(184,131,10,.14) !important; }
.testimonial-text { font-family: var(--font-vintage) !important; font-size: 15.5px !important; }
.stars { color: var(--v-amber) !important; }
.testimonials-bg { background: #ede0c4 !important; }
.features-bg { background: var(--v-parchment) !important; }

/* ── Vintage Stats ─────────────────────────────────────────── */
.stats-section {
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='vn'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='4' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23vn)' opacity='0.038'/%3E%3C/svg%3E"),
    linear-gradient(158deg, #2a1f0e 0%, #1c1208 52%, #3d2b0e 100%) !important;
  border-top: 3px double var(--v-aged) !important;
  border-bottom: 3px double var(--v-aged) !important;
}
.stats-section::after {
  content: '';
  display: block;
  position: absolute;
  inset: 10px 0;
  border-top: 1px solid rgba(196,169,125,.18);
  border-bottom: 1px solid rgba(196,169,125,.18);
  pointer-events: none;
}
.stat-num {
  color: var(--v-amber) !important;
  font-family: var(--font-vintage) !important;
  font-style: italic !important;
  text-shadow: 0 0 22px rgba(184,131,10,.38) !important;
}
.stat-label { letter-spacing: .14em !important; font-size: 11px !important; }

/* ── Vintage Steps ─────────────────────────────────────────── */
.step-num {
  background: linear-gradient(145deg, #2a1f0e 0%, #3d2b0e 100%) !important;
  border: 3px solid var(--v-aged) !important;
  box-shadow: 0 6px 22px rgba(61,43,14,.32), 0 0 0 5px rgba(196,169,125,.14) !important;
  color: var(--v-amber) !important;
  font-family: var(--font-vintage) !important;
  font-style: italic !important;
}
.steps-grid::before {
  background: linear-gradient(90deg, rgba(196,169,125,.12), rgba(196,169,125,.55), rgba(196,169,125,.12)) !important;
}
.step-title { font-family: var(--font-vintage) !important; font-style: italic !important; }

/* ── Vintage CTA Section ───────────────────────────────────── */
.cta-section {
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='vn'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='4' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23vn)' opacity='0.038'/%3E%3C/svg%3E"),
    radial-gradient(ellipse at 30% 40%, rgba(184,131,10,.18), transparent 42%),
    linear-gradient(145deg, #1c1208 0%, #2a1f0e 52%, #3d2b0e 100%) !important;
  border-top: 3px double var(--v-aged) !important;
}

/* ── Vintage Auth Pages ────────────────────────────────────── */
.auth-visual {
  background:
    radial-gradient(circle at top left, rgba(184,131,10,.18), transparent 26%),
    linear-gradient(135deg, #1c1208 0%, #2a1f0e 52%, #3d2b0e 100%) !important;
}
.auth-form-section { background: var(--v-vellum) !important; }
.form-control {
  background: #faf5e8 !important;
  border-color: var(--v-aged) !important;
  border-radius: 4px !important;
  font-family: var(--font-serif2) !important;
}
.form-control:focus {
  border-color: var(--v-amber) !important;
  box-shadow: 0 0 0 3px rgba(184,131,10,.1) !important;
}
.auth-form-title { font-family: var(--font-vintage) !important; color: var(--v-sepia) !important; }

/* ── Vintage Modal ─────────────────────────────────────────── */
.modal {
  background: var(--v-vellum) !important;
  border: 1px solid var(--v-aged) !important;
  border-radius: 5px !important;
  box-shadow: 0 24px 80px rgba(61,43,14,.32) !important;
}
.modal-overlay { background: rgba(28,18,8,.55) !important; }

/* ── Vintage Footer ────────────────────────────────────────── */
.footer {
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='vn'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='4' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23vn)' opacity='0.038'/%3E%3C/svg%3E"),
    radial-gradient(ellipse at top center, rgba(184,131,10,.14), transparent 28%),
    linear-gradient(180deg, #2a1f0e 0%, #1c1208 100%) !important;
  border-top: 3px double var(--v-aged) !important;
}
.footer-heading { font-family: var(--font-vintage) !important; font-size: 12px !important; }
.footer-logo-icon {
  background: linear-gradient(145deg, #b8830a 0%, #e4c870 45%, #8a6008 100%) !important;
}

/* ── Vintage Hero Badge ────────────────────────────────────── */
.hero-badge {
  border: 1.5px solid rgba(184,131,10,.55) !important;
  background: rgba(184,131,10,.1) !important;
  font-variant: small-caps;
  letter-spacing: .1em;
  font-family: var(--font-vintage) !important;
}
.hero-stat-num {
  font-family: var(--font-vintage) !important;
  font-style: italic !important;
  text-shadow: 0 0 20px rgba(201,168,80,.28);
}

/* ── Vintage Bank Card ─────────────────────────────────────── */
.bank-card.main {
  background: linear-gradient(145deg, #1a0f02 0%, #2a1f0e 45%, #0f2042 100%) !important;
  border: 1px solid rgba(184,131,10,.32) !important;
}
.card-chip {
  background: linear-gradient(135deg, #b8830a, #e4c870, #8a6008) !important;
}
.card-name, .card-number { font-family: var(--font-vintage) !important; }

/* ── Vintage Page Loader ───────────────────────────────────── */
.page-loader { background: var(--v-ink) !important; }
.loader-logo { font-family: var(--font-vintage) !important; font-style: italic !important; }
.loader-bar-fill { background: linear-gradient(90deg, var(--v-amber), #e4c870) !important; }

/* ── Vintage Scrollbar ─────────────────────────────────────── */
::-webkit-scrollbar-track { background: var(--v-parchment) !important; }
::-webkit-scrollbar-thumb { background: var(--v-sepia) !important; }

/* ── Vintage Ornament Utilities ────────────────────────────── */
.ornament-rule {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 20px 0;
  color: var(--v-aged);
  font-size: 18px;
}
.ornament-rule::before,
.ornament-rule::after {
  content: '';
  flex: 1;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--v-aged), transparent);
}
.wax-seal {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 35%, #d4b050, #b8830a 52%, #8a6008);
  color: #2a1f0e;
  font-family: var(--font-vintage);
  font-weight: 700;
  font-size: 22px;
  font-style: italic;
  box-shadow:
    0 5px 18px rgba(61,43,14,.32),
    inset 0 2px 4px rgba(255,255,255,.3),
    inset 0 -2px 4px rgba(0,0,0,.22);
  border: 3px solid #8a6008;
  transform: rotate(-8deg);
}
.vintage-badge {
  display: inline-block;
  font-family: var(--font-vintage);
  font-variant: small-caps;
  font-size: 12px;
  letter-spacing: .12em;
  color: var(--v-sepia);
  border: 1px solid var(--v-aged);
  border-radius: 3px;
  padding: 4px 12px;
  background: rgba(196,169,125,.12);
}
.vintage-rule {
  border: none;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--v-aged) 20%, var(--v-amber) 50%, var(--v-aged) 80%, transparent);
  margin: 32px 0;
}

/* ── @keyframes Vintage Ink Reveal ────────────────────────── */
@keyframes inkReveal {
  0%   { opacity: 0; filter: sepia(.8) blur(3px); transform: translateY(16px); }
  60%  { filter: sepia(.15) blur(0); }
  100% { opacity: 1; filter: sepia(0); transform: translateY(0); }
}
@keyframes vintageFlicker {
  0%, 100% { opacity: 1; }
  92% { opacity: 1; }
  93% { opacity: .92; }
  94% { opacity: 1; }
  97% { opacity: .95; }
  98% { opacity: 1; }
}
.ink-reveal { animation: inkReveal 0.75s cubic-bezier(.4,0,.2,1) forwards; }
.vintage-flicker { animation: vintageFlicker 6s ease-in-out infinite; }

/* ── Vintage Tooltip Override ──────────────────────────────── */
[data-tooltip]::after {
  background: var(--v-sepia) !important;
  border-radius: 3px !important;
  font-family: var(--font-vintage) !important;
}

/* Auth pages */
.auth-visual { background: radial-gradient(ellipse at 20% 20%, rgba(201,168,80,.2), transparent 36%), linear-gradient(145deg, #010810 0%, #030e1a 55%, #0f2a42 100%); }
.auth-visual-logo { font-family: var(--font-display); font-size: 30px; letter-spacing: .06em; font-weight: 600; }
.auth-visual-title { font-family: var(--font-display); font-size: 40px; font-style: italic; font-weight: 600; }
.auth-feature-icon { background: rgba(201,168,80,.1); color: var(--secondary); border: 1px solid rgba(201,168,80,.18); }
.auth-form-title { font-family: var(--font-display); font-size: 32px; font-weight: 600; font-style: italic; }

/* Forms */
.form-control { border: 1px solid var(--border); border-radius: 8px; background: var(--cream); font-family: var(--font-body); font-size: 14px; }
.form-control:focus { border-color: var(--secondary); background: #fff; box-shadow: 0 0 0 3px rgba(201,168,80,.12); }

/* Modals */
.modal { border-radius: 18px; border: 1px solid rgba(201,168,80,.12); box-shadow: 0 32px 100px rgba(3,14,26,.22); }
.modal-overlay { background: rgba(3,14,26,.62); }
.modal-title { font-family: var(--font-display); font-size: 22px; font-weight: 600; font-style: italic; }

/* Page loader */
.page-loader { background: var(--navy-gradient); }
.loader-logo { font-family: var(--font-display); font-size: 40px; font-weight: 600; letter-spacing: .08em; font-style: italic; }
.loader-bar { background: rgba(201,168,80,.15); }
.loader-bar-fill { background: var(--gold-gradient); }

/* Scrollbar */
::-webkit-scrollbar-thumb { background: linear-gradient(180deg, var(--secondary), var(--secondary-dark)); border-radius: 3px; }

/* Hero badge */
.hero-badge { background: rgba(201,168,80,.1); border: 1px solid rgba(201,168,80,.26); color: var(--secondary-light); letter-spacing: .08em; text-transform: uppercase; font-size: 11px; font-weight: 700; }
.hero-title { letter-spacing: -.01em; font-weight: 600; }
.hero-title .highlight { color: var(--secondary); }
.hero-stat-num { font-family: var(--font-display); font-size: 32px; font-weight: 700; color: var(--secondary-light); }
.hero-stat-label { font-size: 11.5px; text-transform: uppercase; letter-spacing: .06em; color: rgba(255,255,255,.5); }
.floating-balance { border: 1px solid rgba(201,168,80,.2); box-shadow: var(--shadow-gold), var(--shadow-lg); }
.fb-amount { color: var(--primary); font-family: var(--font-display); font-size: 26px; font-weight: 700; }

/* Mega nav */
.tona-mega-wrapper { border-top: 2px solid var(--secondary); box-shadow: 0 20px 60px rgba(3,14,26,.24); }
.tona-mega-sidebar a:hover, .tona-mega-sidebar a.l2-active { color: var(--secondary-dark); border-left-color: var(--secondary); background: rgba(201,168,80,.05); }
.tona-nav-main { border-bottom: 2px solid var(--secondary) !important; }
.tona-nav-l1-link { font-size: 13px; letter-spacing: .02em; font-weight: 600; }

/* Table headers */
table thead th { background: var(--primary) !important; color: rgba(201,168,80,.85) !important; font-size: 10px !important; letter-spacing: .12em !important; text-transform: uppercase !important; font-weight: 700 !important; }

/* Animations */
@keyframes goldShimmer { 0% { background-position: -200% center; } 100% { background-position: 200% center; } }
.shimmer-gold {
  background: linear-gradient(90deg, var(--secondary-dark) 0%, var(--secondary-light) 40%, var(--secondary) 60%, var(--secondary-dark) 100%);
  background-size: 200% auto; -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
  animation: goldShimmer 3s linear infinite;
}
@keyframes internationalReveal { from { opacity:0; transform:translateY(20px); } to { opacity:1; transform:translateY(0); } }
.reveal { animation: internationalReveal .7s cubic-bezier(.4,0,.2,1) both; }
.reveal-delay-1 { animation-delay: .1s; }
.reveal-delay-2 { animation-delay: .22s; }
.reveal-delay-3 { animation-delay: .34s; }
.reveal-delay-4 { animation-delay: .46s; }