Personal Financing

# Personal Loans With No Hidden Fees

From debt consolidation to home improvement, get funded fast. Fixed rates, flexible terms, and instant decisions.

Check Your Rate Loan Calculator
Loan Amount Range
€1K – €100K
APR starting at 7.99%
Same Day
Funding Available
No Fee
Prepayment Penalty
Soft Pull
Check Eligibility
0.25%
Autopay Discount
7.99%
APR Starting From
€1K–€100K
Loan Amounts
Same Day
Funding Available
€0
Prepayment Fee
Loan Types

## A Loan for Every Need

Whatever your goal, CTGMC offers purpose-built personal loans with transparent terms and competitive rates.

Personal Loan
Fund any expense — life events, medical bills, travel, major purchases, or anything else that matters to you.
7.99–24.99%
APR based on creditworthiness
Apply Now
Debt Consolidation
Combine high-interest credit card debt and multiple loans into one simple, lower monthly payment.
8.50% APR avg
Typical rate for consolidation
Apply Now
Home Improvement Loan
Renovate, remodel, or repair your home without tapping your equity or using a high-rate credit card.
9.25% APR
Unsecured — no equity needed
Apply Now
Medical Loan
Cover unexpected healthcare costs with dignity and flexibility. No collateral required, fast approval.
7.99% APR
Lowest rate for medical expenses
Apply Now
Calculator

## Personal Loan Calculator

Estimate your monthly payment instantly. Checking rates won't affect your credit score.

Loan Amount ($)
Interest Rate (% APR)
Loan Term
Checking your rate uses a soft credit pull and will NOT affect your credit score.
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Monthly Payment
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Total Interest
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Total Repayment
Why CTGMC

## Borrowing Made Better

Simple, transparent lending with the features that actually matter to you.

#### Fast Approval

Most applications receive an instant decision. Funded as soon as the same business day.

#### No Origination Fee

We don't charge origination or processing fees. You receive the full loan amount you applied for.

#### Fixed Monthly Payments

Your rate and payment are locked in from day one — no surprises over your loan term.

#### No Prepayment Penalty

Pay off your loan early at any time with zero fees. Save on interest whenever you're ready.

#### Soft Credit Check

Check your eligibility and rate without any impact to your credit score whatsoever.

#### Autopay Discount

Set up automatic payments and receive a 0.25% rate reduction for the life of your loan.

FAQ

## Personal Loan Questions

Who is eligible for a CTGMC personal loan?
To qualify you must be at least 18 years old, a U.S. citizen or permanent resident, have a minimum credit score of 580, a verifiable source of income, and an active bank account. Higher credit scores and income levels qualify for lower rates and larger loan amounts.
How quickly will I receive my funds?
Most approved borrowers receive funds the same business day if they accept their loan before 2:00 PM local time. At the latest, funds are typically deposited within 1–2 business days following final approval and document signing.
Will applying for a loan impact my credit score?
Checking your rate only requires a soft credit inquiry, which has no impact on your credit score. A hard inquiry is only made when you formally accept and submit your final loan application. This is standard practice across all lenders.
How do I apply for a personal loan?
Apply online in minutes at CTGMC. You'll provide basic personal information, your desired loan amount and purpose, and employment details. Check your rate first with a soft pull — then if you like the offer, complete the application and upload identity documents to finalize.

## Check Your Rate — No Credit Impact

See your personalized rate in minutes. No hard credit pull, no commitment, no hidden fees.

Check My Rate Sign In